Privacy Policy

1. Introduction

Pension Warmth Advisors operates joyhaven.sbs and provides benefits guidance services. This policy explains how we handle your personal information in compliance with UK GDPR.

2. Information We Collect

We collect information you provide (name, email, address, benefits-related details) and automatically collected data (IP address, browser type).

3. How We Use Information

We use your information to provide advisory services, respond to enquiries, and improve our website.

4. Information Sharing

We do not sell your information. We may share with service providers and legal authorities when required.

5. Your Rights

You have rights to access, correct, delete, restrict, and port your data.

6. Contact