Effective Date: January 2024
By using joyhaven.sbs and our services, you agree to these terms.
Pension Warmth Advisors provides information and guidance on Winter Fuel Payments. We are an advisory service only.
We are not affiliated with the UK Government, DWP, or any official body.
We cannot guarantee eligibility or claim outcomes. Always verify with official sources.
Our liability is limited. We are not liable for indirect damages.
These terms are governed by the laws of England and Wales.